What's DJ PLI?DJ PLI is a group of Mobile DJs who share a common interest in raising their Professional DJ Profile using affordable PLI. Becoming a member of www.djpli.com gives you free DJ PLI as a member benefit. We offer unmatched value for working DJs and that linked with our price promise makes us the most affordable source of PLI for DJs in the United Kingdom. Is This Authentic Public Liability Insurance?Yes! The policy covers you for £10 million which includes cover for Dry Hire of equipment and is exactly the same type of policy as other organistions offer but cheaper! Who Is The Underwriter?The broker is Hencilla Canworth who are the agent that brokers all the major PLI entertainer policies. The Underwriter is the International Insurance Company of Hanover Ltd, one of the two insurance companies offering this kind of policy for DJs. Both underwriters cover the same aspects of our work and have very similar wording to their documents and policies, the important thing is that both policies are the same to the end user. Why Is It So Cheap?Our automated system allows us to minimise overheads, and having negotiated a favourable rate, we are able to keep our costs down and pass these savings on. Why Are You Doing This?We recognised that DJs needed quality Public Liability Insurance to work professionally. And our motivation is to encourage that attitude through education and affordable resources. Our founder was a prominent member of one of the largest UK DJ associations and had previously negotiated and brought about the introduction of numerous benefits of which PLI was one. He went on to help other private enterprise to do the same to encourage professionalism within the industry. Can We Contact You?In order to offer our membership best value our overheads are kept to a minimum wherever possible. There is a contact form on the website and our offices are manned during normal weekday working hours so the response is generally quite swift. Are There Exclusions In The Policy Document?Yes, just as you would expect with any type of insurance (Car, House, Pet etc.), ours is the same as other DJ PLI policies, and these exclsuions are clearly explained within the policy document. Is There Any Excess?Yes, it's £500, the same as all other DJ PLI Policies. If Another Member Makes A Claim Am I Affected?No, each member is covered independently for £10m for any claim whilst a member. This is a block policy covering any paid up member of www.djpli.com and the policy only covers the named individual. When Does The Policy End?We purchase an annual block policy, as do other associations and organisations, as that is the manner in which we are allowed to offer the benefit to our members as we are not registered brokers with the FSA. Funds are ring fenced to cover the ongoing year’s payment therefore it never runs out. The only thing that can expire is your membership of www.djpli.com if you fail to renew your membership the following year, so as long as you are a paid up member you are covered. When Do I Get My Policy Documentaton?Once you have applied and paid, we will match your payment to your application and approve your membership. This is normally within a couple of hours during the week, however as working DJs ourselves you willl understand there could be issues at weekends, so please don't leave it until the last minute if you urgently require PLI. |